Financing a home is an extremely important decision that requires careful planning and attention to all details.  As someone who deals with buying and selling homes on a regular basis, I can assist you in finding the perfect lender to suit your needs.  There are many real estate lenders in Northern Virginia and Maryland. Let me assist you in finding a real estate lender that will work as hard as possible to give you the best financing available.

Outside of Northern Virginia and Maryland there are some other important National websites you should visit when searching for Financing.  These can be found directly through my website.

Federal Housing Administration (FHA)
The Federal Housing Administration (FHA) is an agency of the federal government that insures private loans that are issued for new and existing housing.   This agency also makes sure that loans are approved for repairs too.  To find out if you are eligible for an FHA-insured loan, contact me today!

Mortgage Bankers Association of America - Consumer Information
The Mortgage Bankers Association of America is the main association that represents the Real Estate Finance Industry. This consumer information site contains several guides for purchasing or refinancing a home.

Freddie Mac Homebuying Education
Freddie Mac is a publicly held company designed by Congress to help to increase the supply of funds that mortgage lenders can make available to homebuyers and investors.  This website has step-by-step tutorials on the homebuying process, as well as a lot of useful information!

Because the process can be complex, often the best way to get started is to talk with an experienced loan officer. I work with two excellent ones--







If you have any questions about Financing please contact me! I look forward to hearing from you soon!





 Richard Hearn

Senior Loan Officer –Richard Hearn Team

Atlantic Coast Mortgage, LLC


Richard brings over 12 years of experience in residential mortgage lending and is proficient across a wide array of loan programs including:

·         Conventional Financing (Fannie Mae & Freddie Mac)

·         FHA (US Federal Housing Administration)

·         VA (US Department of Veterans Affairs)

·         VHDA (Virginia Housing Development Authority)

·         Fixed Rate Mortgages (30, 20, 15 & 10 Year)

·         Adjustable Rate Mortgages (ARM)

·         Conforming, High Balance and Jumbo Loan Amounts

·         Construction, Renovation and Bridge Financing

·         203K Renovation Loans


As the principal lead of the Richard Hearn Team, he upholds the values of honesty and integrity in dealing with customers and business partners.  Richard takes pride in putting his customers first and is committed to providing them with exceptional service. He takes the time to fully understand your unique requirements to help you find the best solution.


The Richard Hearn Team adheres to ACM's corporate mission to provide "a smoother, more streamlined, stress-free mortgage experience." Richard and his staff work hard to earn your trust and build lasting relationships. Owing to an established foundation of happy repeat customers and partners that provide a continuous source of referrals, Richard Hearn was recognized by Origination News in April 2013 as one of 2012's Top 200 Loan Producers nationwide.


Richard received his undergraduate degree in Business Administration and Management from George Mason University. He has been an active member of the BNI Herndon Business Exchange since 2010 and the Dunn Loring Rotary Club since 2014.

Best regards,

Richard Hearn

Senior Loan Officer

Richard Hearn Team

NMLS No. 221300

Office:  703-991-7996

Mobile:  571-442-7969

Fax:  703-991-8046


Apply Online:


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Atlantic Coast Mortgage, LLC

4100 Monument Corner Drive, Suite 300

Fairfax, VA 22030


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Tatiana Ivleva-Lopez <>

Mar 2 (2 days ago)

Why I became a Loan Officer:  I entered this industry to assist people in accomplishing the dream of homeownership. Working for Prosperity Mortgage since 2003, many years of knowledge of mortgage business allows me to carefully guide clients through the entire home loan process, so they can feel confident as they make their choices about the options available for their financing strategy. I specialize in Conventional, FHA, VA, USDA, VHDA, JUMBO financing and programs offered for first time home buyers. I am licensed in VA, MD and DC.

My main goal is to provide an outstanding customer service experience to you and your customers. We have systems in place that are very purposeful and efficient which ease and smooth the mortgage loan process for your valued client for life.


Tatiana Ivleva-Lopez
NMLSR ID 193430
Senior Mortgage Consultant

Prosperity Home Mortgage 

8227 Old Courthouse Rd, ste 100, Vienna, VA 22182
Phone (571)245-3000

Fax (703)-293-4164


AttachmentsMar 1 (3 days ago)

Tatiana Ivleva-Lopez
NMLSR ID 193430
Senior Mortgage Consultant

Prosperity Home Mortgage | 8227 Old Courthouse Rd, 100, Vienna, VA 22182
Cell (571)245-3000
Office (703)873-5652
Fax (703)293-4164